Then you should already be in the market for car insurance. When it comes to car insurance, the decision-making process should start before you buy or lease a vehicle, says Michael Barry, vice president of media relations for the Insurance Information Institute. Do you need extra collision or comprehensive coverage?
Buying a new house is exciting and full of possibilities. Before you start picking out paint samples and fabric swatches, your first move should be to secure the right homeowners insurance for your family to protect your new house and the belongings in it. Many companies offer homeowners insurance, but how do you know you are getting great coverage at a fair price? Here are a few things to consider when you’re on the hunt for the right homeowners insurance.
By Diana Charkalis Many renters assume their belongings are covered by their landlord’s insurance policy; however, this is not the case. The landlord’s policy usually only covers damage to the building itself, but not to what’s inside. Anyone who can’t afford to replace potentially all of their possessions should consider renters insurance, says Janet Ruiz of the Insurance Information Institute. And renters insurance is more affordable than you might think.
By Diana Charkalis If you’re getting married, chances are you’ve put a lot of time, effort and money into planning the big day. Weddings are expensive—and anything expensive should be insured. Janet Ruiz, representative for the Insurance Information Institute, says “Lots of things can be covered from the venue to the caterer, even the flowers.” Check out these three reasons why the right wedding insurance could really matter to you: You’re getting married somewhere unique. The more unconventional your wedding site, the more likely you are to need wedding insurance. Most non-traditional venues require you to have some kind of liability insurance, Ruiz says.
Finding the right life insurance policy can seem daunting, especially because our lives keep changing. It can help, says Frank Muscat, assistant vice president at Amica Life Insurance, to think of life insurance as a gift. “Buying life insurance is really a selfless act because it’s not for you,” he says.
Katherine Accettura’s first apartment was awash in crisp, clean white. Accettura, now 31, is the blogger behind the popular lifestyle and food website Lily the Wandering Gypsy. At the time, Accettura was in college, studying graphic design and marketing, and her boyfriend was into photography and photojournalism.
Growing up in pricey San Francisco, Dorothy Kern wasn’t sure that she’d ever be able to buy a house. Today Kern, 39, is back in California where she and her husband are raising their 12-year-old daughter. Tucked away in her home are dozens of photos of that first house in Arizona, as a reminder that dreams do come true.
Byron Talbott was 15 years old when he landed his first job—scooping ice cream at a Baskin Robbins. Now married, with a 3-year-old and another child on the way, Talbott is an accomplished chef. He and his wife own a production company, and he has taken his food expertise to the internet, creating recipes and videos in his Thousand Oaks, California, home to share with the world. Talbott worked hard and rose through the ranks at his first job.
When Kelly Dixon graduated from college and landed a job teaching first grade, she headed to the car dealership to buy her first new car. Now 33 and married with two kids and two dogs, Dixon is the blogger behind Smart School House, a fun-filled DIY extravaganza born from her love of Pinterest and family-friendly activities. Dixon, whose easygoing DIY crafts have earned her 1.7 million social media followers, also published a book based on her website, Smart School House Crafts for Kids.
In this episode of “Things They Don’t Tell You About…” couples share the challenges and rewards of moving in together — plus, the one item that means the most to them. Financial expert Nicole Lapin also details the importance of protecting your valuables with renters insurance.
Officially forging a union with the one you love, in public, can be both exhilarating and terrifying. Get crafty and save money. You can still save money by handling some of the programs, menus and seating cards yourself.
In this episode of “Things They Don’t Tell You About…” new parents share advice on having a baby and the rewards and challenges that come along with it. Financial expert Nicole Lapin also shares the importance of life insurance for your child’s future.
In this episode of “Things They Don’t Tell You About…” millennial couples share what their cars mean to them and the advice they’ve received when buying a car, including car insurance. Financial expert Nicole Lapin also talks about the problems with minimum insurance coverage and how Amica insurance can help.
In this episode of “Things They Don’t Tell You About…” couples share what they learned about each other after getting married and the advice they never received about marriage. Financial expert Nicole Lapin also discusses wedding insurance policy and how it can help you prepare for any wedding day mishaps.
Before you set your heart on that cute colonial on the corner, make sure you’ve checked your credit score—and that it’s accurate. If you do find a mistake, open a dispute, since higher credit scores should net you a lower mortgage rate. Pre-approval doesn’t lock you into the loan, but it does let realtors know you’re serious about buying.
Americans spend an average of $30,000 on a new car, according to the National Automobile Dealers Association. Finances first: Before you shop for your car, figure out financing, suggests the Federal Trade Commission. Check with banks, credit unions and finance companies for car loan rates, and bring your best offer with you to the showroom.
With babies, everything is on a schedule, and pediatricians often suggest paying attention to feedings, bowel movements and sleep cycles. Rather than removing a onesie over baby’s head after a major poo-nami, you can stretch and roll the onesie down, off the shoulders toward the feet and avoid baby’s face and hair. Life insurance can help your family cover expenses like education, mortgage, car loans and other everyday expenses, says personal finance author Nicole Lapin.